John Darer

John Darer® is President of 4structures.com LLC and Groove Financial Advisors, LLC in Stamford, CT with over 30 years of practical hands-on settlement consulting and financial services experience, John Darer® assists domestic, London market, and other international clients and counsel in some of the most complex cases in aviation, personal injury, medical malpractice, product liability, environmental, transportation and maritime, employment, divorce and commercial contract settlements.

Having been certified as a financial transitionist and with in-depth and ongoing training from the Sudden Money® Institute’s Certified Financial Transitionist (CeFT®) program, John Darer® is uniquely equipped with protocols and tools to help prepare clients and guide them through both life impacting financial decisions and the emotional challenges that are part of financial transitions that can temporarily dilute decision making skills at a critical time.

Education and Professional Certifications and Designations

  • Syracuse University School of Management, Bachelor of Science in Marketing

  • Chartered Life Underwriter (CLU®) American College

  • Chartered Financial Consultant (ChFC®) American College

  • Certified Structured Settlement Consultant (CSSC)

  • Master Structured Settlement Consultant (MSSC), NSSTA professional certification in conjunction with University of Notre Dame

  • Registered Settlement Planner (RSP). Registry of Settlement Planners Board, in partnership with the Texas Tech University Department of Personal Financial Planning, (now managed by the Settlement Planning Education Center)

  • Certified Financial Transitionist (CeFT®), FInancial Transitionist Institute, a division of the Sudden Money® Institute

  • Certification for Long-Term Care (CLTC) Corporation for Long Term Care, Inc. Licenses

  • Holds insurance licenses in States of AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NY, NV, OH, OR, PA, SC, TN, TX, RI, VA, VT, WA, WI, WV and the District of Columbia.

  • FINRA 66

  • Life Settlement license in CT

Professional Publications by John Darer®

  • How Structured Settlements Help Employment Lawyers Settle Better For Their Clients CT Law Tribune – June 20, 2016

  • Good Faith Use of Structured Settlements in Bad Faith Claims Connecticut Law Tribune – March 14, 2016

  • Structured Settlements Resolution Options in Product Liability and Toxic Tort Cases CT Law Tribune – December 14, 2015

  • Medical Malpractice Cases Suited for Structured Settlements CT Law Tribune – November 16, 2015

  • The Structured Settlement Secondary Market Fills a Need But …White Paper – September 1, 2015

  • How Structured Settlements Help Lawyers Settle Employment Cases CT Law Tribune – June 15, 2015

  • Safety and Security as Part of the New Normal CT Law Tribune – June 8, 2015

  • Clients Need Help Planning Life Transitions CT Law Tribune – June 9, 2014

  • Periodic-Payments Can Be Preferable To Lump Sum Settlement Allocation CT Law Tribune – June 11, 2013

  • Rigorous Coursework Leads To Registered Settlement Planners CT Law Tribune – May 25, 2009

  • Structured Settlements 4Real® Blog November 2005-present. John Darer®. Personally authored 4,800 blog posts in an informative, irreverent and effective style that has earned a consistent readership.

  • Talking SettlementTM, an online settlement education and talk show launched in June 2016. John Darer is the creator and producer of the Talking SettlementTM. Part of Settlement News Network which also includes the 4structures® Blog.

  • Legal Broadcast Network October 2009 – May 2016 John Darer® was a featured structured settlement expert commentator and personally developed the content for and appeared in over 105 video podcasts covering a broad range of structured settlement and settlement planning topics

  • Develop content for, and manage 4structures.com LLC Internet properties New York Structured Settlements, Stable Income For Life, Talking SettlementTM, “Secondary Market Annuity” Investor, Sexual Harassment Settlements, among others.

Speaking Engagements by John Darer®

  • Navigating the Tossed Salad of Attorney Fee Deferral Programs, Panel Chair Society of Settlement Planners Broomfield, CO – February 2018

  • Medicare Set Asides | NBI Workers Compensation A to Z Lewes, DE – August 2017

  • Bad Practices in the Secondary Market; Who Gets Hurt? Society of Settlement Planners Las Vegas, NV March 2017

  • How Structured Settlements Fit Into a Settlement Discussion in 2017 ALIS Symposium – January 2017

  • Are Your Clients Prepared for Their Sudden Money® Event? Society of Settlement Planners Tucson AZ – March 2016

  • The Challenges of Working with Plaintiffs and others in a Sudden Money® Environment ALIS Symposium – Jan. 2014

  • Long Term Care Planning Society of Settlement Planners Las Vegas, NV – May 2013

  • Medicare Set Asides Connecticut Bar Association 2012

  • Structured Settlements ALIS Symposium – Jan. 2011

  • Structured MSA SC Carolina Injured Worker Advocates – Oct. 2010

  • Aviation Section of the Tort Insurance and Trial Practice Section American Bar Assn. – Nov 2005

  • VA and WV Bar Associations Joint Annual Meeting Greenbriar, WV – July 2003