John McCulloch

John McCulloch, J.D., CMSP, CSSC, FLMI, WCLS, AIAA, and ACS

John is a settlement consultant with Arcadia Settlements Group a structured settlement consulting firm dealing in medical malpractice, torts, Workers’ Compensation, employment, and other types of settlements, with over $1 billion in structured settlement transactions annually. John’s expertise includes coordination with public benefits and taxation of damages. He obtained the landmark ruling from the IRS on using structured settlements to resolve taxable employment claims. Prior to joining Arcadia formally EPS in 2006, John was the Senior Vice President of Structured Settlements for Allstate Assignment Company, a subsidiary of Allstate Life Insurance Company. John joined Allstate as a Senior Manager of Product Development in June of 2000. His product development efforts include the creation of the Structured Sale, reinsurance products, special purpose assignment companies, and numerous specialized marketing initiatives. In March of 2002 John was promoted to Director of Market Development, where he oversaw the sales and development activities of the Payout Annuity area and assumed leadership of the Structured Settlement department overall in January of 2004. Prior to joining Allstate, John was the Regional Vice President of Structured Settlements for AEGON/Transamerica. Before joining AEGON, John served as a Sales Manager for Safeco Life’s Structured Settlement area and held the role of Claims Supervisor and Structured Settlement Coordinator at Safeco Property &Casualty. John spent eight years in the U.S. Army, serving in the Field Artillery, Cavalry, and Infantry. He holds a JD/ MBA and a BA in Business. In addition, he holds the following professional designations: CMSP, CSSC, FLMI, WCLS, AIAA, and ACS, as well as an accounting certification from the Department of Defense. His formal insurance training includes: casualty, property, reinsurance, fidelity and Workers’ Compensation claims, as well as Life and Health underwriting.

John is a former member of the Board of Directors for the National Structured Settlement Trade Association (NSSTA) and former member of the ACLI Committee on Structured Settlements. He is a frequent speaker at industry and bar association meetings on wide variety of topics, such as Medicare, Medicaid, ACA, attorney fees, Workers’ Compensation and taxation of damages. John formed NSSTA’s Government Benefits Committee, which strives for better coordination of public benefits such as Medicare and Medicaid with injury settlements. Recently John published the second edition of “Workers’ Compensation and Structured Settlements”, a reference book on state guidelines for workers’ compensation claim settlements and released his second book “Ratings and Settlement Requirements for Minor’s Personal Injury Claims.”